Senior Living
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Travel Trending with Kathy Witt: Put these play-cations on your 2026 adventure travel calendar
On stage, at the beach and in the mountains: New, enriching and sometimes life-changing experiences wait for you in the new year. Here are three play-cations, each a unique and original journey that promises not only an adventure but a way to reconnect with yourself and the world through art, camaraderie and peaceful solitude.
‘Come From Away...Read more
Older Americans quit weight-loss drugs in droves
Year after year, Mary Bucklew strategized with a nurse practitioner about losing weight. “We tried exercise,” like walking 35 minutes a day, she recalled. “And 39,000 different diets.”
But 5 pounds would come off and then invariably reappear, said Bucklew, 75, a public transit retiree in Ocean View, Delaware. Nothing seemed to make much...Read more
Older Americans quit weight-loss drugs in droves
Year after year, Mary Bucklew strategized with a nurse practitioner about losing weight. “We tried exercise,” like walking 35 minutes a day, she recalled. “And 39,000 different diets.”
But 5 pounds would come off and then invariably reappear, said Bucklew, 75, a public transit retiree in Ocean View, Delaware. Nothing seemed to make much...Read more
Toni Says: Can’t qualify for a long-term care plan due to health issues … What do I do?
Morning, Toni:
Recently, you wrote a Medicare column about various life policies available after 65, and I have a retirement insurance question.
In June, I’m retiring when I turn 70 and my wife, Anna, will be 68. Our retirement insurance issue is that recently we applied for a long-term care plan and were both denied due to our health issues...Read more
Social Security and You: Turning Full Retirement Age in 2026? Consider Filing for Benefits This Month
I write a column similar to this one every January. But I don't mind plagiarizing myself because it contains a very important message for people planning to retire in 2026.
January is a critical month for the hundreds of thousands of potential Social Security beneficiaries who are reaching their full retirement age in 2026. The important ...Read more
'Stop exercising, you're killing yourself1'
LOS ANGELES -- One day my left foot hurt for no good reason. I stood up to shake off the pain and tweaked my right Achilles tendon, so I headed for the medicine cabinet, bent over like an ape because of a stiff back.
Actually, I lied.
It wasn't one day. It's pretty much every day.
None of this is severe or serious, and I'm not complaining at ...Read more
Stop exercising, you're killing yourself!
LOS ANGELES -- One day my left foot hurt for no good reason. I stood up to shake off the pain and tweaked my right Achilles tendon, so I headed for the medicine cabinet, bent over like an ape because of a stiff back.
Actually, I lied.
It wasn't one day. It's pretty much every day.
None of this is severe or serious, and I'm not complaining at ...Read more
Toni Says: Doctor no longer accepts Medicare. How do I file a medical claim?
Hi Toni:
I recently enrolled in Medicare. This week, I went to see my primary care doctor and his office manager informed me that they are no longer accepting it. Instead I will have to pay the complete bill up front and be reimbursed by Medicare. His office is small, and the doctor will be retiring soon. I will need to find a new doctor.
Toni...Read more
Social Security and You: Social Security Update for 2026
It has been my custom for most of the past 28 years to write a year-end column summarizing the Social Security updates scheduled for the following year. I already discussed some of these updates in a column back in October when they were first announced. But it doesn't hurt to repeat them here. (They all grow out of the annual cost-of-living ...Read more
Wheelchair? Hearing aids? Yes. ‘Disabled’? No way!
In her house in Ypsilanti, Michigan, Barbara Meade said, “there are walkers and wheelchairs and oxygen and cannulas all over the place.”
Barbara, 82, has chronic obstructive pulmonary disease, so a portable oxygen tank accompanies her everywhere. Spinal stenosis limits her mobility, necessitating the walkers and wheelchairs and considerable...Read more
Wheelchair? Hearing aids? Yes. 'Disabled'? No way!
In her house in Ypsilanti, Michigan, Barbara Meade said, “there are walkers and wheelchairs and oxygen and cannulas all over the place.”
Barbara, 82, has chronic obstructive pulmonary disease, so a portable oxygen tank accompanies her everywhere. Spinal stenosis limits her mobility, necessitating the walkers and wheelchairs and considerable...Read more
Toni Says: Having your legal documents on file is extremely important!
Hi Toni: I am turning 65 and retiring from my current employer and will no longer have health insurance benefits, life insurance, dental and vision. My husband, James, will still be employed with benefits from his current employer.
James and I do not have a power of attorney or other legal documents in effect for both of us. A friend told me ...Read more
Social Security and You: Some Light Reading for the Holidays
Some Light Reading for the Holidays
Around this time of year, who wants to read about boring old Social Security rules and regulations? So instead, I thought I'd share a few funny stories from the career of an old civil servant. And that would be me. Happy Holidays!
Let's Give This Man a Round of ... Snoring!
Very early in my career with the ...Read more
Toni Says: Doctor doesn’t accept Medicare Advantage … How do I return to Original Medicare?
Hi Toni:
I never should have listened to my brother, who bragged about how his Medicare Advantage Plan was a great way to save money and not have to spend so much on my Medicare Supplement plan’s premium. I discovered that the eye doctor who was to perform surgery on my right eye in early January is not in my Medicare HMO plan. I should have ...Read more
Toni Says: What is a Medicare Supplement guaranteed issue plan?
Dear Toni:
I have decided to retire when I turn 65 in February and need to enroll in Medicare Parts A and B. My husband, Harry, is 74, and he enrolled in Medicare Parts A and B when he turned 65, remaining on my employer benefits with health issues.
His primary doctor’s office manager expressed concerns because of my husband’s intense lung...Read more
Toni Says: Losing COBRA benefits with dental and enrolling in Medicare … What do I do?
Dear Toni,
I am currently on COBRA with dental benefits. I will need dental insurance when I lose my COBRA benefits after enrolling in Medicare at 65 in March. The only dental plans I am finding are in Medicare Advantage HMO/PPO plans. The office manager of my cardiologist’s office advised me not to go in the Medicare Advantage direction ...Read more
Toni Says: Life insurance options after 65
Hi Toni:
Recently, you wrote an article explaining hospice. Please let readers of your column know that there are other ways hospice comforts the caregiver when a loved one passes. My mother’s hospice case manager and also her social worker made sure that I knew exactly what to do for her final needs when she finally peacefully passed away.
...Read more
Toni Says: 2026 Medicare deductibles and premiums are released!
Hello Toni:
In the new Medicare & You Handbook that I received about a month ago, I cannot find what the 2026 Medicare costs and premiums will be. I would like this information because I have been diagnosed with a heart condition and will need to undergo heart surgery next year. I have looked online and cannot find the costs there either.
Do ...Read more






















